Are your reserves on track? Find out in two minutes.

Florida’s SB 4-D requires structural integrity reserve studies for condos and many HOAs. This free tool gives you a directional pre-assessment so you walk into the engineer’s study informed, not guessing.

No credit card. No NDA. AI commentary on your specific situation.

1About you

So we can email your full results.

Your full name *Email *Your rolePhone (optional)

2About your community

Just the basics — we'll do the math.

Community name *CityNumber of units *Number of buildingsOldest building year (approx)

This is a condominium (Florida Statute §718). Otherwise we assume HOA (§720).Buildings are three or more stories. (SB 4-D applies — a structural integrity reserve study is required.)

3What does your community own?

Check every component the association maintains. We'll calculate replacement cost and useful life for each. Don't worry about getting it perfect — directional is the point.

Site & grounds

Asphalt paving (parking + drives)Concrete walkwaysBoundary fencingPerimeter / pathway lightingMonument signageIrrigation systemLandscape renovationSeawall (waterfront)

Building envelope

Pitched roofs (shingles/tile)Flat / built-up roofsSB 4-D relevantExterior paintStucco repair / re-coatBalcony concrete restorationSB 4-D relevantGarage doors (common)

Amenities

Pool resurface + tilePool pumps / heaters / filtersFitness equipmentTennis / pickleball courtsPlayground equipmentClubhouse HVACClubhouse furniture / FF&ECluster mailboxes

Mechanical

ElevatorsSB 4-D relevant

Fire / life safety

Fire alarm systemFire sprinkler system

Structural

Stairwells / railings

4Reserve fund status

Optional — leaves a useful gap-to-target number on your results page if you fill these in.

Current reserve fund balance ($)Current monthly assessment ($)

By submitting, you consent to LibertyOne emailing you the full results and follow-up information. We’ll never sell your data.

This pre-assessment is not a substitute for a Florida-licensed reserve-study engineer. Use it to inform — not replace — a full ASTM E2018 study.

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